401(k) Save the Max Calculator

Use this calculator to determine if you are on track to ‘Save the Max’ in your 401(k).

Note: Beginning on January 1, 2026, eligible employees in qualified retirement plans who choose to make catch-up contributions and earn above a set wage threshold must make those contributions in a Roth account. Your 2026 catch-up contributions must be designated as Roth contributions if you earned more than $150,000 in 2025